All kidding aside Norm, that's pretty much it.
They all have their quirks, pros, cons, and that one certain thing that each can do that the others just can't quite do "just right".
It really does come down to preference, comfort zone, help availability, suitability, patience, and what you're willing to put up with to get done what needs to be done.
Rarely, if ever, are all of the above in agreement with each other at the same time, so you just gotta go with what works for you.
Lucky for just about everyone around this place, nearly every OS in current/reasonably past circulation is being used by one member or another, some of us using a diversity to "git-r-done", so odds are, regardless what you choose, someone will be able to help you out with whatever you run across.
Even the Apple ][e... I have a working one in storage (albeit in need of a new keyboard now thanks to the ex, but that's another story entirely LOL)
Steve